Vision Solar Bankruptcy: Your Loan, Warranty and Claims

Case status: Chapter 7 in New Jersey

Vision Solar, LLC filed a voluntary Chapter 7 petition in the U.S. Bankruptcy Court for the District of New Jersey on December 28, 2023. The case is No. 23-21939 before Judge Jerrold N. Poslusny Jr., and Maureen P. Steady is the trustee.^[1] Connecticut's Attorney General said the Chapter 7 filing means the company is shutting down rather than reorganizing.^[3]

ROI-NJ reported, citing the Courier-Post, that the company listed about $8 million in assets and $119 million in liabilities, including $96 million in unsecured claims, and that its website was shut down with no working phone number.^[9] The docket shows a voluntary Chapter 7 asset case, still open, with a meeting of creditors set for March 14, 2024.^[2] In February 2026 the court approved the trustee's private sale of the company's remaining tax credits and remnant assets, and the latest filing is dated October 8, 2026.^[2] Full row with sources: Vision Solar in our bankruptcy register.

If you have a loan: you still owe your lender

Vision Solar customers signed multiyear loans with third-party lenders that Vision selected and suggested, according to Connecticut's 2023 complaint announcement.^[4] Those lenders are not debtors in Vision's case. Connecticut's Attorney General says the bankruptcy does not automatically cancel or change loan or lease agreements with third parties and suggests contacting your financing company about the status of your system.^[5]

• Find your lender: it is the company on your monthly statement. Not sure? Use our who services my solar loan lookup.
• Dividend Finance borrowers: Connecticut said in March 2026 that Dividend Finance, Vision Solar's largest financing partner, settled with its office in 2025 and must provide relief to Vision Solar borrowers who were defrauded. The release does not say how to apply, so ask Dividend and the Attorney General's office directly.^[6] Lender details: Dividend Finance solar loan guide.
• If the system never worked or was never connected, the FTC Holder Rule notice in seller-arranged consumer credit contracts says any holder of the contract is subject to the claims and defenses you could raise against the seller, with recovery capped at what you paid under the contract.^[10] Connecticut alleged some Vision systems were never activated or could not connect to the grid.^[4] Raise it with the lender in writing, with evidence, ideally with a consumer attorney.
• To exit a working system's loan, the routes are payoff, refinance or sale of the house. Full guide: how to get out of a solar loan.

If you have a lease or PPA

A lease or PPA sold by Vision Solar belongs to the leasing company named on the agreement, which keeps billing and is responsible for what the contract promises. Connecticut says the bankruptcy does not cancel lease agreements with third parties either.^[3] See our lease exit guide and PPA exit guide.

If you paid cash

You own the system and have no lender to deal with. Anything Vision still owed you, such as a refund, unfinished work or warranty repairs, is a claim against the bankruptcy estate (below). Manufacturer warranties on panels and inverters are separate from Vision's own promises; see the warranty section.

Who to contact now

• Payments, payoff, account questions: the lender or leasing company on your statement, not Vision Solar.^[3]
• The bankruptcy case: U.S. Bankruptcy Court, District of New Jersey, Camden, case 23-21939-JNP, 401 Market Street, Camden, NJ 08101.^[3] Trustee: Maureen P. Steady.^[1]
• Connecticut residents: Attorney General's office, 860-808-5318 or attorney.general@ct.gov; Guaranty Fund questions to dcp.guarantyfunds@ct.gov.^[3][5] The office does not represent individual consumers or file claims for them.^[3]
• Arizona residents: the Arizona Attorney General's office brought the 2023 case.^[7] How to file: state attorney general complaints.
• Lender problems: the CFPB accepts complaints about lenders.^[11] How-to: filing a CFPB complaint against a solar company.

Claims and the Connecticut Guaranty Fund

• Bankruptcy claims: customers who believe Vision owes them money or services could file a proof of claim with the bankruptcy court.^[3] The deadline listed for the case was April 11, 2024 and has passed.^[2] A late claim can still be filed, but whether it is allowed or paid is a legal question.
• Connecticut Guaranty Fund: eligible consumers may receive up to $25,000 from the Department of Consumer Protection's Home Improvement Guaranty Fund if they timely filed a proof of claim, the bankruptcy is finalized and they are not made whole. Connecticut says the process is ongoing.^[5]
• The $5 million judgment is civil penalties, not restitution, and does not affect consumer claims in the bankruptcy. Connecticut expects Vision will not have enough assets to pay it.^[5]

Warranty and repairs

Panel, inverter and battery warranties come from the manufacturers and generally survive the installer's bankruptcy; register them directly. Vision's own workmanship warranty is a promise from a company in liquidation and, at most, a claim against the estate. What still applies and how to use it: solar warranty after your installer goes bankrupt. To find someone to fix the system: solar repair after installer bankruptcy.

Lawsuits and investigations

Connecticut (allegations, then a settlement). The Attorney General announced a lawsuit on March 16, 2023 after 14 consumer complaints since August 2021. It alleged high-pressure sales aimed at elderly, disabled and low-income homeowners, that Vision may have misstated consumers' income to qualify them for financing, that it told owners they would get federal tax credits their incomes were too low to use, work without permits, and systems that were never activated.^[4] On October 11, 2024 the office announced a $5 million stipulated judgment in Hartford Superior Court with conduct rules, including no same-day contract signing on a first visit and no work before permits are obtained.^[5] In March 2026 it said it had opened investigations into Vision Solar's financing partners, some still ongoing.^[6]

Arizona, the Justice Department and the FTC (allegations). On July 27, 2023 Arizona's Attorney General announced a suit with the U.S. Justice Department and the FTC against Vision Solar, lead generator Solar Xchange and its owner. It alleged false or unsubstantiated claims about energy savings, tax incentives and replacing electric bills, and calls to numbers on the Do Not Call Registry. The release says Vision sold and installed systems in Arizona "and beyond."^[7] Solar Xchange settled without admitting wrongdoing, with a partly suspended civil penalty of about $13.8 million; pv magazine did not report a Vision settlement.^[8]

Other state laws: New Jersey, Connecticut and Arizona. More failed installers: what to do when your solar company went bankrupt.

Frequently asked questions

Sources

Checked October 20, 2026. Court dates and servicer details change; confirm on the linked primary source before you act.

1. Court docketCourtListener (PACER/RECAP), Vision Solar, LLC, Bankr. D.N.J. No. 23-21939
2. Docket mirrorInforuptcy, Vision Solar, LLC, case 1:23-bk-21939
3. RegulatorConnecticut Attorney General, statement on the Vision Solar bankruptcy filing (January 3, 2024)
4. RegulatorConnecticut Attorney General, Tong sues Vision Solar over unfair and deceptive sales (March 16, 2023)
5. RegulatorConnecticut Attorney General, $5 million judgment against bankrupt Vision Solar (October 11, 2024)
6. RegulatorConnecticut Attorney General, new developments to hold the solar industry accountable (March 17, 2026)
7. RegulatorArizona Attorney General, Mayes sues residential solar installation company and telemarketer (July 27, 2023)
8. Newspv magazine USA, Arizona sues Vision Solar and lead generator Solar Xchange (August 7, 2023)
9. NewsROI-NJ, Blackwood's Vision Solar files for Chapter 7 bankruptcy (February 27, 2024)
10. Regulation16 CFR 433.2, FTC Holder Rule notice (Cornell LII)
11. RegulatorCFPB, Submit a complaint