Cancel Momentum Solar Contract | Exit Guide 2026
Editorial Disclosure: This content is based on independent research. SolarPanelExit.com and TRU Solar Cancellation share common ownership. Full disclosure | Ownership statement
JA
By John Adams, Editor
Updated May 2026

COMPANY CANCELLATION GUIDE

How to Cancel a Momentum Solar Contract

Momentum Solar is a New Jersey-based residential solar company known for its door-to-door sales approach. If you're looking to exit a Momentum Solar agreement, this guide covers your cancellation options based on our research.

Updated May 2026 · Not legal advice · Our methodology

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Momentum Solar reportedly operates primarily through door-to-door sales across multiple states, with headquarters in New Jersey. Based on our research, they offer solar primarily through third-party financing (loans), though leases and PPAs may also be available in certain markets. Your cancellation options depend on your contract type, when you signed, and your state's consumer protections.

Important note: This guide is based on our independent research into publicly available information, consumer reports, and industry knowledge as of March 2026. Momentum Solar's policies and contact information may change. We recommend contacting them directly to verify any information. This page is not affiliated with, endorsed by, or sponsored by Momentum Solar.

Momentum Solar Contract Types

Based on our research, Momentum Solar offers several financing options. Check your original agreement to determine your contract type.

Solar Loan

  • Most common contract type
  • You own the panels
  • Third-party lender involved
  • Monthly loan payments
  • May include dealer fees
  • Pay off loan to fully exit

Lease / PPA

  • Available in some markets
  • Momentum owns panels
  • Fixed monthly or per-kWh
  • 20-25 year typical term
  • May include escalator
  • Buyout option may be available

Option 1: Cooling-Off Period Cancellation

Since Momentum Solar reportedly relies heavily on door-to-door sales, the cooling-off period is particularly relevant for their customers.

  • The federal FTC Cooling-Off Rule provides 3 business days for contracts signed at your home
  • New Jersey (Momentum's home state) has its own consumer protection laws for door-to-door sales under the Door-to-Door Retail Installment Sales Act
  • Many states have additional or extended cooling-off periods for solar contracts specifically
  • Your contract must include a cancellation notice form as required by the FTC
  • Send cancellation via certified mail with return receipt within the cooling-off window

Door-to-door sales protections: Because Momentum Solar reportedly uses door-to-door sales, you have additional protections under both federal and state law. The FTC's Cooling-Off Rule specifically applies to contracts signed in your home. Many states have stricter requirements for door-to-door solar sales, including longer cancellation windows. Check your state's specific laws.

Pre-installation cancellation guide →

Option 2: Pre-Installation Cancellation

If you've signed but installation hasn't occurred yet, act quickly:

  • Contact Momentum Solar customer service immediately to request cancellation
  • Send written cancellation via both email and certified mail
  • Review your contract's cancellation clause for any applicable fees
  • If permits or equipment orders are in progress, there may be charges
  • The earlier you act, the stronger your position

Option 3: Loan Payoff

For loan customers, paying off the loan balance eliminates your monthly payment obligation:

  • Identify your lender: Your loan is typically with a third-party company, not Momentum Solar. Check your loan documents
  • Request payoff amount: Contact your lender for the current payoff balance
  • Dealer fees: According to consumer reports, dealer fees may have been added to the loan amount, making the financed balance higher than the cash system price
  • Refinancing option: If the payoff amount is too high, consider refinancing at a lower rate through a home equity loan or personal loan
  • UCC liens: Ensure any UCC filings are released after loan payoff

UCC lien removal guide →

Option 4: System Buyout (Lease/PPA)

For lease or PPA customers, buying the system is a common exit strategy:

  • Check your contract's purchase option section for the buyout schedule
  • Request a current buyout quote from Momentum Solar
  • Consider an independent appraisal to negotiate the price
  • Buyouts typically become available after 5-7 years

Option 5: Legal Cancellation

If you believe you were misled during the Momentum Solar sales process, legal cancellation may be an option. Based on publicly available consumer complaints, commonly reported issues include:

  • Aggressive door-to-door sales tactics, including repeated visits and high-pressure closing techniques
  • Misleading savings projections that didn't account for all costs
  • Promises made verbally by sales representatives that were not reflected in the written contract
  • Lack of clear disclosure about dealer fees, escalators, or true total costs
  • Misrepresentation of tax credit availability or amounts
  • According to public records, Momentum Solar has faced regulatory scrutiny in some states over sales practices

Regulatory actions: Based on our research, Momentum Solar has reportedly been the subject of regulatory attention in certain states. If you're in a state where regulatory action has been taken, this may be relevant to your cancellation options. Consult with a qualified attorney for specific guidance.

Find a solar panel lawyer →

Have a Momentum Solar contract you want reviewed? Get a free preliminary assessment of your exit options.

How to Contact Momentum Solar

  • Phone: Check momentumsolar.com for current customer service number
  • Online: Contact through their website portal
  • Written notice: Send certified mail to their corporate office in South Plainfield, NJ (verify current address)
  • Email: Check their website for current email addresses

Document all communications. Follow up calls with written confirmation.

Filing Complaints About Momentum Solar

  • Better Business Bureau (BBB): File at bbb.org. Based on publicly available data, Momentum Solar has received consumer complaints
  • New Jersey Division of Consumer Affairs: File at njconsumeraffairs.gov (for NJ customers or since the company is NJ-based)
  • Your State Attorney General: File a consumer complaint with your state's AG office
  • Consumer Financial Protection Bureau (CFPB): For financing complaints
  • Federal Trade Commission (FTC): Report at ReportFraud.ftc.gov

Door-to-Door Sales: Know Your Rights

Since Momentum Solar reportedly uses door-to-door sales extensively, understanding your rights under door-to-door sales laws is especially important:

  • The seller must provide a written cancellation form at the time of sale
  • The cancellation notice must clearly state your right to cancel
  • You have 3 business days to cancel under the FTC Cooling-Off Rule
  • Some states require sellers to orally inform you of your cancellation rights
  • If the seller failed to provide proper cancellation notices, the cancellation period may be extended
  • Keep the door-to-door sales nature of the transaction documented, as it triggers specific legal protections

Missing cancellation notice: If your Momentum Solar contract did not include the required FTC cancellation form, or if the sales representative did not properly inform you of your cooling-off rights, the cooling-off period may not have started. This could mean your cancellation window is still open. Consult with a consumer protection attorney about this possibility.

Momentum Solar BBB Profile and Consumer Complaints

Based on publicly available information, Momentum Solar has a presence on the BBB website. We recommend checking the current BBB profile for:

  • Current BBB rating and accreditation status
  • Number and nature of consumer complaints filed
  • Company responses to complaints
  • Any patterns in complaint types that may be relevant to your situation

Note that BBB ratings reflect complaint volume and resolution, and can change over time. Always check the most current data directly at bbb.org.

Frequently Asked Questions

Direct cancellation after installation is typically not available without cost. For loan customers, paying off the loan is the primary exit. For lease/PPA customers, buyout or transfer may be options. If you were misled during the sales process, consult an attorney about potential legal cancellation. Full exit guide →

Momentum Solar is a registered company headquartered in New Jersey. However, based on publicly available consumer complaints and regulatory records, some customers have raised concerns about their sales practices. Check the BBB, your state's consumer protection office, and review sites for current information. Always research any solar company thoroughly before signing.

If a Momentum Solar representative came to your home and you signed the contract during that visit (or at any location other than the company's permanent office), this is generally considered a door-to-door sale. This triggers the FTC Cooling-Off Rule and potentially additional state protections. These protections include the right to cancel within 3 business days and the requirement that the seller provide a cancellation form.

If Momentum Solar made specific savings promises during the sales process that haven't materialized, document the discrepancy between what was promised and what you're experiencing. Keep any sales materials, proposals, or communications that show the projected savings. This may be relevant to a misrepresentation claim. Consult with a qualified attorney.

If you're selling your home, lease and PPA transfers may be possible with company approval. For loan-financed systems, you typically own the panels and would need to either pay off the loan or negotiate the value into the home sale price. Contact Momentum Solar early in your selling process. Selling with solar guide →

Based on publicly available records, Momentum Solar has reportedly faced regulatory scrutiny and legal actions in some states. We recommend checking your state's consumer protection office and court records for any relevant actions. If your state has taken action against the company, it may be relevant to your cancellation options. Consult with an attorney.

Ready to Explore Your Momentum Solar Exit Options?

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Disclaimer: This guide is for informational purposes only and is not legal advice. This page is not affiliated with, endorsed by, or sponsored by Momentum Solar. Information is based on our independent research and may not reflect current policies. Results vary by individual situation. We do not advise homeowners to stop making payments or breach contractual obligations. SolarPanelExit.com and TRU Solar Cancellation share common ownership. Consult a qualified attorney before taking action. See our Ownership Disclosure and Advertiser Disclosure.

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