Get Out of a Solar Panel Contract: Your Real Options
You weren't told what you were signing. That's common, it's sometimes actionable, and it's not always fixable. Here's how to tell which you are.
We're an independent editorial site, not a law firm: we don't give legal advice, we never advise anyone to stop paying, and results vary by contract and state.
Yes, you can often get out of a solar panel contract, but the route depends on when you signed and what you signed. Signed at home in the last 3 business days? Cancel in writing under the FTC Cooling-Off Rule. Past that window, the main options are a buyout or loan payoff, transferring the contract to the buyer if you sell the home, legal rescission if the seller broke consumer protection laws, or help from a solar exit company. Still paying a solar loan? The lender or loan servicer, not the installer, usually holds the debt, so start by finding out who you pay each month.
Still Paying a Solar Loan or a Sunnova PPA? Start Here
Who do you pay each month? A solar loan is often held or serviced by a different company than the one that installed your system, and servicers change after bankruptcies. Find yours, then read the guide for it.
- How to get out of a solar loanPayoff, refinance, disputes and lien release
- Who services my solar loan?Find the company you actually pay
- Mosaic solar loanWhat changed after Mosaic's 2025 bankruptcy
- Solar Servicing LLCServicer for former Mosaic loans
- Sunnova bankruptcyWhat Sunnova PPA and loan customers owe now
- SunStrong ManagementServicer for former Sunnova and SunPower accounts
- Freedom Forever bankruptcyYour loan is with your lender, not the installer
Lease or another PPA? See the solar lease exit guide or the solar PPA exit guide. Not sure which you have? How to tell.
Still paying a solar loan (not Tesla) or a Sunnova PPA? Our authorized partner works with homeowners in that situation. Answer a few questions, about 2 minutes, to see if it may be able to help.
See if a solar exit company can helpNot legal advice. Results vary by individual situation. We do not advise homeowners to stop making payments or breach contractual obligations. We may earn compensation when you contact companies through our site. This does not change our ratings.
What Happens After You Submit
Here is exactly what the form does.
- STEP 1Answer a few questions about your contract. It takes about 2 minutes.
- STEP 2We share your details with our authorized partner, Solar Exit Group, a solar contract exit company that pays us for inquiries.
- STEP 3If your contract is a fit, the company may call, text or email you about your options. It may refer you to an independent law firm.
- STEP 4Ask about any fees before you sign anything. You decide, and you can opt out at any time by replying STOP to a text.
Best fit today: homeowners still paying a solar loan (any lender except Tesla) or a Sunnova PPA. Lease, Tesla loan or a PPA from another company? You can still submit; the lease and PPA guides cover your options.
Not legal advice. Results vary by individual situation. We do not advise homeowners to stop making payments or breach contractual obligations. We may earn compensation when you contact companies through our site. This does not change our ratings.
Solar Contract Exit Companies We Reviewed
Our editorial team independently evaluated these companies based on publicly available customer reviews, pricing transparency, service scope, and complaint history. Rankings represent our opinions and may not reflect your experience.
How we evaluate: Rankings are based on our editorial team's independent research and reflect our opinions as of the date published. Important: We may earn compensation when you contact companies through our site. Our editorial rankings are determined independently and are not influenced by compensation or business relationships. We apply the same evaluation criteria to all companies we rank editorially. On our full rankings page, the #1 position is a paid placement, labeled as paid and not scored, so editorial ranks start at #2. Individual results may vary significantly. We recommend consulting with a qualified attorney before making decisions about your solar contract. Read our full methodology → | Ownership disclosure →
Solar Exit Group works with homeowners who have a solar loan from any lender except Tesla, and homeowners with a Sunnova power purchase agreement (PPA). It works with independent law firms when a case needs an attorney.
See if Solar Exit Group can helpSolar Equity Solutions appears to specialize in helping homeowners explore buyout negotiations and lease transfer options. Based on publicly available reviews, they seem to focus on reducing buyout costs through direct negotiation with solar providers.
Prefer a law firm? Bennett Legal is the highest-ranked law firm we reviewed. Only a licensed attorney can give legal advice or represent you.
Bennett Legal is a consumer protection law firm that, according to its website, handles solar contract disputes. As a law firm it can give legal advice, represent you, and file suit if negotiation fails. In our assessment, a strong fit for homeowners who believe they were misled during the sale.
| Company | Our Rating | Service Type | Est. Price Range* | Reported Timeline | States |
|---|---|---|---|---|---|
| 1. Solar Equity Solutions | 4.5 ★ | Buyout Negotiation | $$ | 1-4 months | 20+ states |
| 2. Bennett Legal | 3.8 ★ | Law Firm | Not published | Varies | Confirm licensing |
| 3. Connor Law | 3.6 ★ | Law Firm | Flat fee, not published | Varies | South Carolina |
| 4. Covar Law Group | 3.4 ★ | Law Firm | Flat fee, not published | 13-20 months (firm FAQ) | Florida licenses |
*Price ranges are approximate and based on publicly available information and reported customer experiences. Actual costs vary significantly by contract type, remaining balance, and state. This is not a guarantee of pricing. See individual reviews for details.
Common Ways Homeowners May Exit Solar Contracts
Based on our research. Individual situations vary. This is not legal advice.
Cooling-Off Period
Some states provide a short window after signing (often 3 days) where you may be able to cancel without penalty. Availability and duration vary by state.
Learn more →Contract Buyout
Many solar companies offer a buyout option that lets you pay a lump sum to end the agreement. In our research, costs vary significantly by company and contract age.
Learn more →Lease Transfer
If you're selling your home, you may be able to transfer the solar lease or PPA to the new homeowner. Not all buyers or solar companies agree to transfers.
Learn more →Legal Remedies
If you believe you were misled during the sales process, a qualified attorney may be able to help you explore legal options including rescission or damages.
Learn more →What Might Your Exit Cost?
These ranges are rough estimates only based on publicly available information we've compiled during our research. Your actual costs could be significantly higher or lower. Consult with a qualified professional for an accurate assessment.
If still within your state's cancellation window. No cost in most cases, though some companies may charge processing fees.
Depends on remaining contract balance, system size, and company. Some homeowners have reported negotiating 20-40% reductions.
Attorney fees plus potential court costs. May result in full contract rescission if misrepresentation is proven. Consult a solar attorney.
Transfer fees vary by company. The new homeowner assumes remaining payments. Some companies charge a transfer processing fee.
Refinancing may reduce monthly payments but doesn't eliminate the contract. Closing costs and new interest rates apply.
Disclaimer: All cost ranges are approximate estimates compiled from publicly available sources and reported homeowner experiences as of March 2026. These figures are not guarantees, quotes, or professional assessments. Your actual costs may vary significantly based on your contract terms, state laws, solar company, and individual circumstances. This information is for general reference only and does not constitute financial or legal advice.
Not Sure Where to Start?
Take our solar rights quiz to see which exit options may be worth exploring. Still paying a solar loan (not Tesla) or a Sunnova PPA? Get matched with a solar exit company. No cost, no commitment.
How Annual Escalator Clauses May Affect Your Payments Over Time
Many solar leases and PPAs include annual rate increases of 2-5% per year. Based on publicly available contract terms we've reviewed, here's how a typical escalator clause may compound over time. Your specific contract terms may differ. Always check your own agreement.
In the scenarios we've modeled, homeowners with a 3% annual escalator starting at $150/month may see payments increase to roughly $175/month by year 5, approximately $202/month by year 10, and around $270/month by year 20. At some point, the solar payment may exceed what the homeowner would have paid their utility company. Which is often the trigger that leads people to explore exit options.
Important context: Utility electricity rates also generally increase over time. Historically averaging roughly 2-3% annually, though this varies significantly by state and utility provider. Whether a solar lease payment eventually exceeds utility costs depends on the specific escalator rate in your contract versus your local utility rate trends. Some homeowners continue to save money throughout their contract term. The comparison is highly individual. Consult your specific contract terms and local utility rate history.
Note: These are illustrative examples only, not predictions for your specific situation. Actual escalation rates, utility rate changes, and contract terms vary. This is not financial advice.
Illustrative only. Based on 3% compound annual escalation from a $150/month starting point. Not a projection of your specific contract. Check your agreement for actual terms.
Get Matched With a Solar Exit Company
Share a few details and we will connect you with solar contract exit companies that may be able to help. Free, no obligation. This is not legal advice.
What Customers Say About the Companies We Review
Verbatim excerpts from public BBB and Trustpilot reviews about solar contract exits, including critical ones. These are reviews of the companies named, not of SolarPanelExit.com. Individual results vary.
Solar cancellation resource center took the time to review my situation and explain what options I actually had.
They took the time to explain our agreement, answered all our questions, and made the whole situation easier to understand.
At times, it was a little pushy ... But he helped us out a lot and hoping that we continue on a good path to get out of our solar contract
How we chose these: we read every written solar-related review on each company's BBB and Trustpilot profile on Oct 5, 2026 and included critical reviews alongside positive ones. Reviewer names are shortened to first name and last initial; excerpts are shortened only with an ellipsis. We excluded a set of near-identical reviews we could not rely on. Compare companies on our rankings page.
Frequently Asked Questions
It depends on your specific situation, including your state's consumer protection laws, the type of contract you signed, and how long ago you signed it. Some states offer a cooling-off period (often 3 days) where cancellation may be possible without penalty. After that window closes, options may include buyouts, lease transfers, or legal remedies. We recommend consulting with a qualified attorney for advice specific to your situation.
Costs vary widely depending on the exit method and your specific contract terms. Based on our research, buyouts may range from several thousand dollars to the full remaining balance of the contract. Some homeowners have reported negotiating reduced buyout amounts. Legal approaches may involve separate attorney fees. Our company rankings include pricing information where it is publicly available.
One position is. The #1 spot on our rankings page is a paid placement: Solar Exit Group pays us for each inquiry we send it, so it is listed first, labeled as paid and not scored. Every other ranking is based on our editorial team's independent research and reflects our opinions. We may receive a referral fee when you contact companies through our site, but this compensation does not influence our editorial ratings or the order of the editorially ranked companies. You can read our full methodology and advertiser disclosure for complete details on how we evaluate and rank companies.
No. The information on SolarPanelExit.com is provided for general informational purposes only and should not be construed as legal, financial, or professional advice. Every situation is unique, and laws vary by state. We strongly recommend consulting with a qualified attorney before making any decisions about your solar panel contract.
If your solar company has filed for bankruptcy or ceased operations, your contract may have been transferred to a servicing company. We recommend checking your most recent billing statement to identify who currently holds your contract, then consulting with a consumer protection attorney in your state. Our solar panel lawyer guide may help you find qualified legal counsel.
The company you pay each month, which may be a lender or loan servicer rather than your installer. Servicers change after bankruptcies: former Mosaic loans are serviced by Solar Servicing LLC and former Sunnova accounts by SunStrong Management. Keep making payments while you sort out your options. Who services my solar loan →
From the SolarPanelExit Blog
Can You Cancel a Solar Contract After Installation? What We Found
We analyzed publicly available complaint data and exit stories to understand what options may be available to homeowners who want to cancel after panels are already on their roof.
Solar Company Bankruptcies in 2026: What It May Mean for Your Contract
Several solar companies have filed for bankruptcy or ceased operations recently. Here's what we've found about how this may affect existing contracts and what homeowners might consider doing.
Escalator Clauses Explained: Why Your Solar Payment May Keep Rising
Most solar leases include annual payment increases of 2-5%. We broke down how these escalator clauses compound over time and when they might start costing more than utility bills.
Ready to Explore Your Options?
Get matched with a solar exit company, take our solar rights quiz, or browse our research at your own pace. No pressure, no obligation.
Free to get matched · No obligation · Not legal advice
Sources & Further Reading
Editorial commentary on this page is based in part on the following public sources. Linking does not imply endorsement by the cited agency or organization.
- Federal Trade Commission. "Buyer's Remorse: When the FTC's Cooling-Off Rule May Help." consumer.ftc.gov
- Federal Trade Commission. "Cooling-Off Rule (16 CFR Part 429)." ftc.gov
- Consumer Financial Protection Bureau. "Submit a Complaint." consumerfinance.gov/complaint
- National Association of Attorneys General. "Find My AG." naag.org/find-my-ag
- Federal Trade Commission. "Report Fraud." reportfraud.ftc.gov
- Legal Information Institute, Cornell Law School. "15 U.S.C. § 1635. Right of rescission as to certain transactions." law.cornell.edu
- Consumer Financial Protection Bureau. "Regulation Z (Truth in Lending), 12 CFR Part 1026." consumerfinance.gov